THINGS TO DO WHEN INJURED AT WORK

PROVIDE NOTICE TO YOUR EMPLOYER

The law in Illinois requires that an injured worker notify the employer of a work accident within 45 days. As a practical matter, the notice does have to be in writing and be to someone with managerial authority. Keep a copy for your records.

TELL YOUR DOCTOR

When treating, do tell the doctor that you’re treating for a work injury and explain how and when the injury happened. Restate this info every time you see a new doctor.
Adjustors & Judges will always look to that first medical record history to determine if they believe you were injured.

DO NOT DELAY TREATMENT

Time is your enemy: Do not delay treatment, do not delay in providing notice, and do not delay in calling me if you have any questions. The system will use the delay against you.

NEVER GIVE A RECORDED STATEMENT

No matter what you are told, the law does not require you to give one. The only reason for the recorded statement is to trap the injured worker into saying anything that an insurance company can twist into an excuse to cut off pay or refuse to pay for medical care.

WHAT ABOUT PREEXISTING CONDITIONS?

Aggravations of a pre-existing condition are covered under the Act: Time off pay, medical care, and some compensation for any residual disability. However, they are complicated. If you have one, please call us at (312) 330-8829 before you seek care post injury.

DO NOT TREAT WITH AN OCCUPATIONAL MEDICAL FACILITY

Do Not Treat with an occupational medical facility, they are more concerned with the cost of the medical care then properly diagnosing your injury and they aren’t qualified to properly diagnose your injury.
The initial ER visit or Occ Med visit does not count against your 2 choices of doctor but do not go back to the emergency room or an occupational medical facility a second time or you will have adopted them as one of your choices. This is damaging because anywhere the doctor refers you is within that choice of doctors or chain of referrals. An occupational facility will only send you to mediocre doctors or those who work for the insurance carrier so going there a second time destroys the ability for you to be referred to a quality medical practice by your first choice of doctor.

NEVER GIVE A RECORDED STATEMENT

No matter what you are told, the law does not require you to give one. The only reason for the recorded statement is to trap the injured worker into saying anything that an insurance company can twist into an excuse to cut off pay or refuse to pay for medical care.

What Should You Do?

The law in Illinois requires that an injured worker notify the employer of a work accident within 45 days. The notice does not have to be in writing, but it does have to be reported to a supervisor, a foreman, or somebody with managerial authority.
As a practical matter, the sooner that an accident is reported, the less likely it will be questioned or denied by the employer.

DO NOT TREAT WITH AN OCCUPATIONAL MEDICAL FACILITY

The initial ER visit does not count against your 2 choices of doctor but do not go back to the emergency room or an occupational medical facility a second time or you will have used one of your choices.
Do Not Treat with an occupational medical facility, they are more concerned with the cost of the medical care then properly diagnosing your injury.
Do Not Treat with any doctor an occupational medical facility may refer you.
Insurance companies pay doctors big money to write reports denying medical care to injured workers. In fact, 15-30 times more money than they get paid to treat a patient.
You have no way of knowing if your local orthopedic doctor receives hundreds of thousands of dollars per year to create reports to deny claims on behalf of insurance companies.
If you unknowingly go to one of these doctors, after suffering a work injury, they will likely recommend cheaper care or write something in your record that will prevent you from getting workers comp or the right medical care.
These doctors are well-known to those who represent injured workers.

Do Not Treat with any doctor an occupational medical facility may refer you.

Insurance companies pay doctors big money to write reports denying medical care to injured workers. In fact, 15-30 times more money than they get paid to treat a patient.
You have no way of knowing if your local orthopedic doctor receives hundreds of thousands of dollars per year to create reports to deny claims on behalf of insurance companies.
If you unknowingly go to one of these doctors, after suffering a work injury, they will likely recommend cheaper care or write something in your record that will prevent you from getting workers comp or the right medical care. These doctors are well-known to those who represent injured workers. So, call Serowka Law, we know which doctors to see and which to avoid. “
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